Volume 13, Issue 2, February - 2026

Cybersecurity in Banking and UPI Systems

Author(s): Shivkumar Trivedi1, Kuldip Hipabhai Bambhaniya2

Abstract:

With the rapid growth of digital banking and Unified Payments Interface (UPI) systems in India, cybersecurity has become a critical concern. Banking and UPI platforms handle sensitive financial and personal data, making them prime targets for cyberattacks. This research paper studies the importance of cybersecurity in banking and UPI systems, common cyber threats, security mechanisms used, and challenges faced by financial institutions. The paper also highlights the role of users and future scope of cybersecurity in the digital payment ecosystem.

Keywords:

Cybersecurity, Digital Banking, UPI, Cyber Attacks, Information Security.

DOI: Available on auithor(s) request

Download Full Article from below:

Cybersecurity in Banking and UPI Systems


Pages:33-35

Cite this aricle
Trivedi, S. & Bambhaniya, H. K. (2026). Cybersecurity in Banking and UPI Systems. SK INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH HUB, 13(2), 33-35. https://skpublisher.com/docs/papers/volume13/issue2/SKV13I2-0004.pdf

Creative Commons License
This work is licensed under a
Creative Commons Attribution-NonCommercial-NoDerivs 2.5 India License